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Sellers
Home Sale Net Proceeds Calculator
How much cash will you actually pocket when you sell? Plug in your sale price and we'll subtract agent commission, closing costs, repairs, and your mortgage payoff.
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How to use this calculator
- Enter the sale price you expect.
- Add your remaining mortgage balance.
- Set agent commission (typically 5-6% combined buyer + seller).
- Add other closing costs and any pre-sale repairs or staging.
What your results mean
Net proceeds is the wire amount you'll receive at closing. Profit is sale price minus original purchase price minus selling costs — what you actually made over your hold period.
How to maximize your net sale proceeds
- Negotiate agent commission — 5% is increasingly common for $500k+ homes.
- Sell in spring/early summer for the highest sale prices in most US markets.
- Pre-inspect to catch issues before buyers do.
- Stage key rooms — kitchen, primary bedroom, living room.
- Consider iBuyers (Opendoor, Offerpad) for speed; expect 3-7% lower net.